View source for Nitya Sharma

{{SHORTDESC:Indian fintech entrepreneur and co-founder of Simpl}}
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|title=Nitya Sharma
|keywords=Nitya Sharma, Nitya Sharma Simpl, Nitya Sharma biography, who is Nitya Sharma, Simpl founder, Nitya Sharma Arisepedia, Nitya Sharma wiki
|description=Nitya Sharma is the co-founder and CEO of Simpl, a leading Buy Now, Pay Later (BNPL) platform transforming India's digital payments ecosystem.
|image=Nitya_Sharma_Simpl.png
|image_alt=Nitya Sharma Simpl founder
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{| class="infobox" style="width: 22em; font-size: 90%; text-align: left; border-spacing: 0px; background-color: #f9f9f9; border: 1px solid #aaa; float: right; margin-left: 1em;"
! colspan="2" style="text-align: center; font-size: larger; padding: 5px 0;" |Nitya Sharma
|-
| colspan="2" style="text-align: center; padding: 0;" |[[File:Nitya.png|198x300px|centre]]
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| style="width: 30%; padding: 5px;" |'''Born'''
| style="width: 70%; padding: 5px;" |India
|-
| style="width: 30%; padding: 5px;" |'''Nationality'''
| style="width: 70%; padding: 5px;" |Indian
|-
| style="width: 30%; padding: 5px;" |'''Alma mater'''
| style="width: 70%; padding: 5px;" |University of Michigan
|-
| style="width: 30%; padding: 5px;" |'''Occupation'''
| style="width: 70%; padding: 5px;" |Entrepreneur, CEO of Simpl
|-
| style="width: 30%; padding: 5px;" |'''Known for'''
| style="width: 70%; padding: 5px;" |Co-founding Simpl, BNPL innovation
|}

'''Nitya Sharma''' is an Indian fintech entrepreneur and the co-founder and CEO of '''Simpl''', a leading Buy Now, Pay Later (BNPL) platform. His transition from Wall Street trader to Indian startup founder reflects a deep commitment to reimagining digital payments and making online commerce frictionless for millions of consumers.<ref>https://inc42.com/features/nitya-sharma-on-reinventing-the-khata-for-ecommerce/</ref>

== Early Life and Education ==
Nitya Sharma completed his undergraduate studies at the '''University of Michigan'''. He began his career as a trader on '''Wall Street''', gaining extensive exposure to global financial systems and the nuances of payment infrastructure. However, his growing awareness of inefficiencies in India’s digital economy prompted his return to India to tackle the challenge of online payment friction.<ref>https://yourstory.com/2024/05/simpls-strategic-shift-exclusive-focus-on-pay-later-and-operational-efficiency</ref>

== Founding Simpl ==
In '''2015''', Sharma co-founded '''Simpl''' with the vision of making digital payments seamless, secure, and user-friendly. He noticed that existing payment systems in India were cumbersome, often leading to cart abandonment and poor user experience. Simpl was launched to enable '''one-tap checkout and delayed payments''—an early BNPL solution designed for India's growing online consumer base.

== Growth and Impact ==
Under Sharma’s leadership, Simpl has become one of India’s most prominent BNPL platforms, recording:
* Over '''7 million users'''
* Partnerships with more than '''15,000 merchants'''
* Simplified checkout processes to reduce payment friction

The platform empowers merchants by increasing conversion rates and building consumer loyalty, while offering users flexibility and ease of payment.<ref>https://www.business-standard.com/companies/news/simpl-hands-over-pink-slips-to-over-100-employees-in-a-bid-to-cut-cost-124050800265_1.html</ref>

== Thought Leadership ==
Nitya Sharma is recognized for his insights into the future of fintech. He emphasizes the role of '''"imperfect authenticity"''' in a highly automated world, advocating for technology solutions that remain grounded in real human experiences. His philosophy influences Simpl's design ethos—creating intuitive, trustworthy, and relatable products.<ref>https://www.peoplematters.in/news/strategic-hr/e-commerce-growth-miscalculation-simpl-ceo-takes-responsibility-for-layoffs-37644</ref>

== Media Features ==
Sharma’s entrepreneurial journey and vision have been highlighted in several prominent media outlets and podcasts:
* '''"How to Build the Next Visa?"''' – Discusses his Wall Street origins and the evolution of Simpl.
* '''"A $100B Opportunity in India"''' – Explores the expansive potential of India’s digital payment space and Simpl’s role in it.

== Vision and Future ==
With India’s fintech ecosystem expanding rapidly, Sharma envisions Simpl as a foundational layer in the country’s digital commerce infrastructure. Future plans include:
* Deepening AI-driven personalization
* Expanding Simpl’s offerings to underserved regions
* Strengthening partnerships with merchants and financial institutions<ref>https://medium.com/tokyo-fintech/a-simpl-explanation-18d27531f037</ref>

== Conclusion ==
'''Nitya Sharma''' represents a new generation of fintech leaders shaping the future of India’s digital economy. Through '''Simpl''', he has redefined how millions interact with payments—making transactions simpler, safer, and more rewarding. His story continues to inspire the rise of inclusive, technology-first financial solutions for emerging markets.

== References ==
{{reflist}}

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[[Category:Indian technology company founders]]
[[Category:Indian fintech entrepreneurs]]
[[Category:Living people]]
[[Category:University of Michigan alumni]]
[[Category:Buy Now Pay Later]]
[[Category:Digital payments in India]]
[[en:Nitya Sharma]]